Following the credit crunch of the Great Recession and a bounty of new regulations, the mortgage lending industry has been witness to dramatic reform. Yet interest rates remain at historic lows and innovative products and processes have made applying for and securing a mortgage more accessible – find out what’s trending in lending.


"Let’s say you are outgrowing your house and you have equity in that home that you want to roll into the next home but want to do that without putting yourself in the position of selling first and then buying the next house. A common concern is coming up with the down payment on the new house with your equity tied up in your current house and also qualifying to carry both mortgages while your home has not sold. One solution that may work for you is to put a minimum amount down on the house that you are buying."

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Branch Manager, Caliber Home Loans


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